Grow Your Legal Practice. Meet the Editors. The amount of back payments you're entitled to depends on your application date and your disability date. Types of Back Payments Back payments are paid for the months between the date you applied for disability benefits and the date you were approved for benefits.
SSDI v. SSI Back Pay The type of back payments you're eligible for depends on the type of benefits you are receiving. Yes Yes Retroactive benefits available? Yes No Interest paid on back pay? When Disability Payments Begin For those who are receiving SSI benefits, payments begin the first full month after you are approved for benefits.
Examples of Back Payment Calculations Your "date of entitlement" is the date that Social Security starts owing you benefits. Disability Law. Social Security Disability. Long-Term Disability. Veterans Disability. State Short-Term Disability. Hiring a Disability Lawyer. Disability for Specific Illnesses. Long-Term Care. Nolo's Guide to Social Security Disability.
See All Disability Law Articles. Talk to a Disability Lawyer Need a lawyer? Start here. Zip Code. SSI, on the other hand, is needs-based. It pays benefits to people who are disabled, blind or at least 65 years old and have low incomes and limited financial resources. It is unrelated to your employment history; you can receive SSI even if you never worked or paid Social Security taxes.
Those figures are also the maximum federal SSI payments. Join today and get instant access to discounts, programs, services, and the information you need to benefit every area of your life. Given that your combined benefits are effectively capped by the SSI maximum, what is the value of drawing both? For one thing, if you qualify for a low SSDI benefit because you had a low-wage job or worked for only a short time before becoming disabled, SSI can be an additional income source until you're able to go back to work.
For another, there's a waiting period for SSDI : Benefits start in the sixth month after the date on which Social Security determines you become disabled. A concurrent claim can also help with health care. SSDI recipients are eligible for Medicare, but in most circumstances, that coverage doesn't begin until you've been getting benefits for 24 months. SSI recipients in most states automatically qualify for Medicaid, which could help cover your health costs while you wait for Medicare to start.
Once it does, you may be able to stay on Medicaid, which covers some costs Medicare does not. You can apply for concurrent benefits online , by phone start by calling or in person once Social Security offices reopen post-pandemic. Social Security provides an adult disability checklist to assist you in gathering the materials you need.
For some applicants , the SSI process will require a direct interview with a Social Security representative, which can be done by phone. The rules for what counts and what doesn't are complicated. You'll find information on Social Security's SSI website , which has a detailed page on the income rules. A person with SSDI will automatically qualify for Medicare after 24 months of receiving disability payments individuals with amyotrophic lateral sclerosis [ALS] are eligible for Medicare immediately.
You can apply for SSI online only if you are an adult with a disability. These individuals must visit their local Social Security office or call TTY between 7 a. You can apply for SSDI benefits online at any age. You also can apply by calling Social Security at the number above or at your local office. Social Security uses a strict definition of disability that relates to your ability to perform work and the projected length of your disability.
It requires that you submit medical records to support your application. There is no special application form or process for CAL applicants. You can apply for early Social Security retirement benefits beginning at age However, taking retirement early reduces the amount of your benefit for the rest of your life. In most circumstances, if you are likely qualified for SSDI, it makes sense for you to apply for that benefit instead of drawing early Social Security.
But if you decide to take early retirement perhaps you need the income while waiting to hear about your SSDI application , you can apply for retroactive SSDI.
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